Health & Dental

*** All questions about health and dental should first be directed to http://www.ihaveaplan.ca/rte/en/McMasterUniversity_Home or 1-866-358-4434. If further assistance is still required, please then contact macgsa@mcmaster.ca. ***

Initiated by your student association, the McMaster GSA Health Plan provides students with unique health benefits. The Plan was designed by students for students to provide many important services and cover expenses not covered by a basic health-care plan (i.e. OHIP), or the equivalent (e.g. UHIP for international students) such as prescription drugs, health practitioners, medical equipment, travel health coverage, and more.

A comprehensive Dental Plan was added to cover those graduate students who were not covered by the CUPE 3906 Plan (except for Divinity students).

Please note all GSA members are automatically enrolled in the GSA Health and Dental plan and are assessed the fees as part of their supplementary fees paid in September. Students who have a TA and or an RA in lieu of, with 130 hours or more per academic year, will be covered by the CUPE dental are automatically opted out the GSA dental plan. Students will receive a reimbursement cheque in the amount of $170 in December from the GSA health and dental provider, Studentcare.
Students who are covered by an alternative Health and/or dental plan can upload proof of coverage using the Studentcare’s secure website at http://www.studentcare.ca/ . Shortly after the Change- of- Coverage Period, ending September 30th 2016, the student will receive a cheque for the premium amount. The breakdown is $186.00 for Health and $170.00 for Dental coverage.

Please remember that you need to pay the GSA Health and Dental plan fees on your Student Account. As mentioned above, once you are opted out, you will be receive your reimbursement cheque directly from Studentcare


The following Frequently Asked Questions about the Plans are posted to help you better understand this important service.

These FAQs are for general information purposes only. We recommend that you directly contact http://www.ihaveaplan.ca/ if you have any specific questions about your GSA Plan and http://www.cupe3906.org if you have any specific questions relating to your CUPE Dental Plan.

** IMPORTANT **

The opt out dates are as follows:

  • Fall Term: Tuesday September 6 – Friday September 30, 2016
  • Winter Term: Winter: Jan 3rd -31st, 2017

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